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Business Banking

Business Rewards Credit Card

Elevate your business’ purchasing power

Make every dollar go further with a competitive rate, no annual fee, your choice of rewards and more.

Confirm eligibility and apply

  • Variable APR

    16.65% – 18.00%

    Terms & conditions

  • Annual fee

    $0

  • Rewards

    1× points on every $1 spent

Business rewards program description

Business credit card features and benefits

  • Available as Visa or Mastercard
  • No foreign transaction fees
  • Unlimited points earning
  • Points earned on your business expenses
  • Multiple cardholders available
  • Zero liability on unauthorized transactions
  • New purchase protection
  • No annual fee

Ready to apply? Here’s how

If you already hold a business account, here’s how to apply for a business rewards card.

  • Single-owner business

    • Start the application by signing in to the secure portal with your personal Navy Federal credentials.
    • We’ll pre-fill what we already hold, so there’s less to type.
    Sign in to apply

  • Multi-owner business

    • Complete the application form and the beneficial owner form, if one is required.
    • Print and sign them — digital signatures aren’t accepted for multi-owner applications.
    • Scan the signed documents and submit them online using your business credentials.
    Submit your application

Not a business customer yet? Open a business account first.