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Savings Accounts

Savings as it should be

Accounts and tools tailored to help you meet the goals you’re actually saving towards.

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Experience the tools before you join

Get a preview of the digital tools our customers use every day.

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Take the tour

Account features at a glance

Whether you choose a fixed deposit, a money market account or plain instant-access savings, our rates mean you earn more and save more.

  • Higher savings rates that mean better returns for you
  • Digital banking to manage your money anytime, anywhere
  • 24/7 access to real support staff, not a phone tree
  • Deposits insured up to the applicable FDIC limit
See our savings rates
A customer talking through savings options with an advisor

Savings goals? Let’s make them happen.

Saving for something specific — or several things at once — is easier when you break it into steps. With Savings Goals you can name each goal, set its amount and timeline, then track the whole lot in one place.

  • Set up automatic transfers to build consistent saving
  • Manage multiple goals with separate balances and timelines
  • See your progress clearly with built-in tracking
See how it works
Savings goals tracked in the mobile app

What’s your savings goal?

  • Have funds on hand for emergencies

    Start with our instant-access savings account and earn a competitive rate — with the flexibility to withdraw what you need, whenever you need it.

    Learn more

  • Increase cash by earning interest

    Saving for a deposit or another major expense? A fixed deposit earns considerably more than instant-access saving, and the rate is guaranteed for the whole term.

    Learn more

  • Invest to build wealth

    Investing offers the potential of higher returns over time. Choose do-it-yourself or automated investing, or get guidance from an advisor.

    Learn more

  • Establish an education fund

    Work towards education costs with tax-efficient options covering tuition, accommodation, tutoring and more — all earning a strong rate.

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  • Build up retirement funds

    Looking for a better rate on your retirement savings? A tax-advantaged retirement account puts more of the growth back in your pocket.

    Learn more

  • For business owners

    Own a business and want to put idle cash to work? From money market accounts to fixed deposits, earn a strong rate on any of our interest-bearing options.

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Tools for your journey

  • Learn how a dedicated savings account keeps you ready for emergencies.
  • Work out what it takes to hit your target with our savings goal calculator.
  • Build savings quicker by paying yourself first — automatic deposits make it simple.
  • See the benefits of a savings account and what you need to open one.
Explore the savings center

Savings resources

  • Savings Rates

    See how fast your savings can grow with our current rates across every savings option.

    Learn more

  • Fixed Deposit Rates

    Choose how long you want to save, lock in a higher rate and watch the balance grow.

    Learn more

  • Compare Savings Rates

    Use our calculator to see how different rates change the shape of your savings plan.

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For more information, visit our savings FAQs.